What is "Disability"?
When people talk about Social Security disability,
they're typically referring to Social Security Disability
Insurance (SSDI), which is an income replacement program for
those people who have worked and contributed into the Social
Security program, and are now unable to earn a living because of a
severe physical or mental impairment. The amount of money that
is awarded to the disabled claimant is based on the amount of money
that the claimant earned and contributed in the past.
Another type of disability program is called Supplemental
Security Income (SSI). This program is primarily a welfare
based program that pays monthly benefits to people who otherwise are
not able to earn a living because of a severe physical or mental
impairment. Regardless of whether the claimant has worked in
the past, eligibility is based purely on financial need and physical
disability. There are many rules which govern whether the
Social Security Administration will consider a person to be disabled
and financially in need. Those who are legally blind qualify
automatically for the benefits, as do people over 65 years of age.
Some Things To Remember About Disability
Just because your doctor declares you disabled,
does not mean that the Social Security Administration will agree. Even though
your doctor probably knows your physical condition better than any
other person or medical professional, ultimately the decision
regarding your disability will be made by non-medical persons.
File for disability as soon as you are unable to work.
In many instances, your disability payments will be calculated as of
the date you filed for disability. Another good reason to file
promptly is to not risk losing any work credits for calculating your
disability amount. Contact A Lawyer Even Just To Ask Questions
Even if you're just thinking about filing for Social
Security disability, it's a good idea to talk with a lawyer about
your options and chances. If you've already filed for disability
and have been denied benefits, it's definitely a good idea to
contact a lawyer to represent you in your appeal. There are three
ways to contact us:
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Call us toll-free at 1-800-966-5649
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Use the contact us form on the right side of
this page to ask a question
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Complete the Free Case Evaluation form and an
attorney will review your claim and get back to you right away.
 
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