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What's The Difference Between SSDI & SSI?

While both of these programs fall under the category of "Social Security Disability", it is important to note the differences between the two.

Social Security Disability Insurance (SSDI) Benefits

Social Security Disability Insurance (or SSDI) is a federally managed program that is designed to provide income replacement benefits in the event a worker becomes disabled and can no longer earn a living.

SSDI is available to those workers who have paid into the system throughout their working lives.  They have contributed to federal payroll withholdings or (in the event they are self-employed) they have paid into the Social Security fund directly.  The amount of benefits that the claimant receives will be based on the amount that was paid into the system over the years.

Read more about SSDI Benefits here

Supplemental Security Income (SSI) Benefits

When a person is disabled and and has little or no income whatsoever, then that person may be entitled to SSI to help provide for basic life needs (food, shelter and clothing). SSI is (in effect) a welfare benefits program designed to prevent those who are disabled and less fortunate from being without those basic needs.

In many states, those who receive SSI benefits can also receive Medicaid to help with medical expenses and other healthcare costs.

Read more about SSI benefits here

If You Have More Questions About SSDI or SSI

Even if you're just thinking about filing for Social Security disability, it's a good idea to talk with a lawyer about your options and chances.  If you've already filed for disability and have been denied benefits, it's definitely a good idea to contact a lawyer to represent you in your appeal. There are three ways to contact us:

  1. Call us toll-free at 1-800-966-5649

  2. Use the contact us form on the right side of this page to ask a question

  3. Complete the Free Case Evaluation form and an attorney will review your claim and get back to you right away.

 

 

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